Become a Personal Financial Readiness Specialist in Pearl Harbor

Are you a financial expert with a passion for service? The Department of the Navy is looking for a motivated Personal Financial Readiness Specialist to join the team at Naval Station Pearl Harbor. This position offers a unique opportunity to combine professional financial expertise with a mission-driven environment, ensuring that military families receive the support they need to navigate their financial lives with confidence.

Job Responsibilities

In this role, you will be the primary point of contact for financial education and assistance. Your core duties include:

Developing and delivering financial curricula for military members and their families.
Providing one-on-one, unbiased financial counseling.
Collaborating with command leadership to align financial readiness programs with mission requirements.
Referring clients to appropriate internal and community resources.

Requirements

To be eligible, candidates must demonstrate:

At least one year of specialized experience equivalent to the GS-09 level.
Proficiency in financial planning concepts.
Ability to facilitate large-group training sessions.
Strong interpersonal and communication skills.

Comparison Table: Qualifications vs. Education

Qualification Type	Requirement	Document Needed
Experience	1 Year at GS-09 Level	Resume (Job history, dates, hours/week)
Education	Ph.D. or 3 years Graduate Work	Official/Unofficial Transcripts
Combination	% Education + % Experience = 100%	Both Resume and Transcripts

Salary Overview

This position is classified under the GS pay scale. The base salary ranges from $77,964 to $101,359 per year. Additionally, a Cost-of-Living-Allowance (COLA) of 8.64% is applied to this position, significantly enhancing the total compensation package.

Benefits

Beyond salary, you will enjoy:

Medical, dental, and vision insurance options.
Federal retirement benefits (FERS).
Generous paid leave and federal holidays.
Professional development resources.

Application Tips

Your resume is your primary evaluation tool—make it count! Keep it concise (2-page limit).
Explicitly map your past experience to the duties listed in the announcement.
If you are a veteran or a current federal employee, ensure all relevant SF-50s and DD-214s are submitted to prevent disqualification.

Serving as a Personal Financial Readiness Specialist in Pearl Harbor is more than just a job; it is a chance to foster resilience within the military community. If you possess the required skills and a dedication to public service, apply today to start a rewarding career with the Department of the Navy.

Why This Personal Financial Readiness Specialist Job Matters

Transform lives through fiscal empowerment: Join the Department of the Navy as a Personal Financial Readiness Specialist in beautiful Pearl Harbor, Hawaii.

Personal Financial Readiness Specialist Job Overview

The Commander, Navy Installations Command is seeking a dedicated Personal Financial Readiness Specialist to join the Work and Family Life Branch at Naval Station Pearl Harbor. In this vital role, you will serve as a subject matter expert, guiding military families through the complexities of financial planning, debt management, and consumer awareness. You will deliver impactful training, provide non-biased counseling, and collaborate with command leadership to ensure the financial health and mission readiness of our service members and their families.

Requirements for Personal Financial Readiness Specialist

One year of specialized experience at the GS-09 grade level or equivalent.
Expertise in personal financial management principles and planning practices.
Ability to utilize computer-based platforms and software for training delivery.
Proven capability in developing and facilitating group instruction on financial topics.
Proficiency in interviewing and assessing individual financial needs and goals.
Knowledge of program development and evaluation techniques to support military readiness.
Must be able to obtain and maintain a Secret security clearance.
Commitment to completing a Confidential Financial Disclosure Report (OGE-450).
Submission of a resume restricted to a maximum of 2 pages.

Preferred Qualifications for Personal Financial Readiness Specialist

Experience working within military family support programs.
Demonstrated ability to partner with diverse stakeholders and command leadership.
Advanced degree or certification in financial planning or related fields.
Experience in assessing program strengths and weaknesses to meet mission objectives.

Federal Benefits & Perks

✓Competitive salary starting at GS-11 level
✓8.64% Cost-of-Living-Allowance (COLA)
✓Comprehensive Federal benefits package
✓Professional development and training opportunities
✓Potential for relocation incentives
✓Telework eligibility

💡 How to Apply Personal Financial Readiness Specialist Job & Insider Tips

Application Steps for Personal Financial Readiness Specialist Job

Review the full job announcement and gather necessary documentation.
Prepare a resume that specifically addresses the required competencies (maximum 2 pages).
Submit your application through the online portal by the closing date.
Complete the required USA Hire assessments if prompted after initial submission.
Monitor your application status and notifications within your USAJOBS account.
Ensure all supporting documents (transcripts, SF-50s, DD-214) are uploaded.

💡 General Tips

Use the USAJOBS Resume Builder to ensure all mandatory employment details are included.
Be specific in your resume regarding your duties, accomplishments, and hours worked per week.
Do not wait until the final hour to submit; technical issues can delay your application.
Clearly highlight your experience in financial counseling and large-group facilitation.
Ensure your SF-50s clearly demonstrate the one-year time-in-grade requirement for promotion.

Frequently Asked Questions

Is a security clearance required?

Yes, this position requires a Secret level security clearance.

Can I use education to qualify?

Yes, you may qualify through a combination of education and experience, or through a Ph.D. or equivalent graduate degree related to the role.

What is the application deadline?

The announcement closes on November 2, 2026, at 11:59 PM ET.

Is this role eligible for telework?

Yes, the position is eligible for telework opportunities, subject to agency policy.

What is the risk level of this position?

This position is designated as Moderate Risk / Noncritical-Sensitive.

Job from Commander, Navy Installations Command

The Commander, Navy Installations Command (CNIC) is the backbone of the Navy's shore-based support. We manage the infrastructure, services, and base operations that keep the fleet ready for action. By working with us, you join a community dedicated to excellence, innovation, and unwavering support for those who serve our country.