Launch Your Career: Loan Specialist (Realty) with the USDA
Are you looking for a career that combines financial expertise with a genuine desire to serve your community? The U.S. Department of Agriculture (USDA) Rural Development office in Vermont and New Hampshire is seeking motivated individuals to fill the role of Loan Specialist (Realty). This is a unique opportunity to help shape the future of rural America by managing essential housing programs that make homeownership and infrastructure improvements a reality.
Job Responsibilities
As a Loan Specialist (Realty), you will operate in a developmental capacity. Your daily responsibilities will include:
- Collaboration: Working alongside state and local governments, housing authorities, and non-profit organizations.
- Financial Oversight: Analyzing loan applications, credit reports, and supporting documents to determine eligibility.
- Construction Coordination: Reviewing construction plans and conducting inspections to ensure compliance with federal standards.
- Civil Rights Advocacy: Actively supporting and communicating the agency’s commitment to diversity, equity, and inclusion.
Requirements
To be considered for this position, applicants must meet specific federal criteria:
- Citizenship: You must be a U.S. Citizen.
- Selective Service: Men born after 1959 must be registered.
- Clearance: Ability to pass a background check and maintain a government vehicle license.
- Probation: A 1-year or 2-year probationary period applies to all new appointees.
Salary and Benefits Comparison
| Feature | Details |
|---|---|
| Salary Range | $69,905 - $90,882 per year |
| Job Level | GS-9 (Promotion potential to GS-12) |
| Schedule | Full-time, Permanent |
| Benefits | Comprehensive Health/Life/Dental + Retirement |
Why Work Here?
Beyond a competitive salary, the USDA offers a work-life balance that is hard to find in the private sector. From generous leave accrual to retirement savings plans and flexible telework options, the agency invests in the long-term success and well-being of its employees.
Application Tips
- Resume Precision: Ensure your resume is exactly two pages or fewer.
- Highlight Experience: Use clear, descriptive language regarding your experience with mortgage or credit principles.
- Assessment Readiness: Dedicate 1-2 hours to the USA Hire assessment without interruptions.
Becoming a Loan Specialist (Realty) with the USDA is more than just a job; it is a chance to influence the economic landscape of rural New England. If you meet the qualifications, apply today and take the first step toward a rewarding federal career.
Why This Loan Specialist (Realty) Job Matters
Make a lasting impact in rural New England by supporting essential housing infrastructure as a Loan Specialist with the USDA.
Loan Specialist (Realty) Job Overview
The U.S. Department of Agriculture (USDA) Rural Development team in Vermont and New Hampshire is seeking dedicated professionals to join our housing programs. As a Loan Specialist (Realty), you will play a vital role in expanding economic opportunity and improving the quality of life for rural residents by managing critical loan and grant programs. This role is perfect for those who are detail-oriented, passionate about community service, and ready to navigate the complexities of mortgage servicing in a fast-paced government environment.
Requirements for Loan Specialist (Realty)
- Must be a United States Citizen or National.
- Males born after 12/31/1959 must be registered with the Selective Service.
- Must pass a background investigation and fingerprint check.
- Adherence to mandatory direct deposit for all federal compensation.
- Completion of a 1-year probationary period or 2-year trial period.
- Must be able to obtain and maintain a government-owned vehicle (GOV) license.
- Submission of a resume not exceeding two pages.
Preferred Qualifications for Loan Specialist (Realty)
- Demonstrated experience in mortgage loan making, servicing, and credit principles.
- Ability to analyze credit reports, financial documentation, and mortgage applications.
- Experience in construction plan review and post-construction site inspections.
- Strong interpersonal skills for collaborating with local governments, non-profits, and housing authorities.
- Educational background in finance, business administration, economics, accounting, or real estate operations.
Federal Benefits & Perks
- ✓Generous salary structure with advancement potential
- ✓Comprehensive health, dental, vision, and life insurance
- ✓Paid vacation, sick leave, and federal holidays
- ✓Retirement plans and supplemental savings programs
- ✓Flexible work schedules and telework options
- ✓Flexible spending accounts and long-term care insurance
💡 How to Apply Loan Specialist (Realty) Job & Insider Tips
Application Steps for Loan Specialist (Realty) Job
- Prepare a concise resume of no more than two pages detailing relevant experience.
- Gather academic transcripts if qualifying based on education.
- Click the apply link to navigate to the online application system.
- Complete all required questionnaires and submit necessary documentation.
- Follow the provided email instructions to complete the USA Hire Competency Based Assessments.
- Monitor your application status through the USAJOBS portal.
💡 General Tips
- Ensure your resume clearly addresses the specialized experience required for the GS-9 grade level.
- Check for document formatting requirements (PDF, TXT, DOC) and file sizes under 5MB.
- If requesting a reasonable accommodation for assessments, do so before starting the test.
- Complete the USA Hire assessments within 48 hours of receiving your unique link.
- Verify your eligibility for special hiring paths like VEOA or Military Spouse programs before submitting.
Frequently Asked Questions
What is the promotion potential for this position?
This role is currently at the GS-9 level but has promotion potential up to the GS-12 level based on performance and management recommendation.
Is travel required?
Yes, this position involves travel as part of the duties, such as conducting inspections or meeting with community partners.
Can I work remotely?
While the position is telework eligible, it is not a fully remote position; local presence is required.
What if I have a disability?
You can request reasonable accommodations for the assessment phase through the application portal.
Can I update my application after submission?
Yes, you can edit your application via the USAJOBS portal until the announcement closes.
Job from Agriculture, Rural Development
The USDA Rural Development agency is committed to improving the quality of life for all rural Americans. By providing over 80 loan and grant programs, the agency helps invest in water and sewer systems, housing, health clinics, and emergency facilities. With a workforce of nearly 4,000 employees, the USDA offers a supportive, professional environment where service, innovation, and compassion are at the forefront of every project.