Become a Loan Specialist with the SBA: A Career in Service

Are you seeking a career that blends financial expertise with meaningful public service? The Small Business Administration (SBA) is currently hiring for a Loan Specialist (General) position in Fort Worth, Texas. This role is pivotal in supporting our nation's resilience, providing essential funding to those recovering from disasters.

Job Responsibilities

As a GS-11 Loan Specialist, you will manage a high volume of financial data to assist disaster survivors. Key duties include:

Application Review: Screening and verifying the accuracy of loan applications.
Financial Analysis: Investigating credit histories and analyzing complex financial statements.
Policy Application: Ensuring loan terms align with federal law and SBA regulations.
Communication: Advising applicants on documentation requirements and loan eligibility.

Requirements

To qualify for this position, candidates must demonstrate:

Specialized experience equivalent to the GS-09 level.
Proficient skills in reviewing loan applications.
The ability to analyze tax returns, balance sheets, and business plans.
A willingness to work extended hours during high-activity disaster periods.

Comparison: General vs. Specialized Experience

Experience Type	Examples	Applicability
General	Administrative office support, basic data entry	Minimum threshold
Specialized	Underwriting, loan servicing, credit risk analysis	Required for eligibility

Salary Overview

The salary range for this position is $81,186 to $105,547 per year, depending on qualifications and performance.

Benefits

Working for the federal government offers a secure career path, including:

Meaningful work that directly supports disaster-stricken communities.
Flexibility through potential telework arrangements.
Professional growth in a collaborative, team-oriented environment.

Application Tips

Customize Your Resume: Ensure it highlights specific financial analysis experience.
Check Deadlines: Submit everything before 11:59 PM ET on the closing date.
Prepare for Assessment: You will likely be invited to take the USA Hire assessment; prepare accordingly.

This role is not just a job; it is a commitment to the American dream and the recovery of our communities. If you have the analytical prowess and the heart to serve, apply to the SBA today.

Why This Loan Specialist (General) Job Matters

Make a meaningful impact on disaster recovery efforts as a Loan Specialist with the U.S. Small Business Administration—where your financial expertise helps communities rebuild and thrive.

Loan Specialist (General) Job Overview

The Small Business Administration (SBA) is seeking dedicated professionals for the Processing and Disbursement Center in Fort Worth, Texas. As a Loan Specialist (General), you will play a critical role in the agency's disaster assistance mission. You will evaluate loan applications for homeowners, renters, and business owners, helping them secure the funding necessary to repair or replace property damaged by declared disasters. This position offers a unique chance to combine financial analytical skills with public service.

Requirements for Loan Specialist (General)

U.S. Citizenship or National.
Completion of a one-year probationary or two-year trial period.
Must meet specialized experience requirements equivalent to the GS-09 grade level.
Must possess a valid driver's license if required by the assignment.
Ability to work mandatory, substantial overtime during disaster response periods.
Background investigation and favorable adjudication.
Must maintain residency or availability to travel to disaster sites with little notice.

Preferred Qualifications for Loan Specialist (General)

Bachelor's or Graduate degree in Finance, Business Administration, Economics, Accounting, or related fields.
Proven experience reviewing and approving commercial, agricultural, or mortgage loan applications.
Strong proficiency in financial statement analysis, including federal tax returns, profit and loss statements, and balance sheets.
Ability to evaluate collateral, such as real estate, and determine loan eligibility conditions.
High level of competency in professional interpersonal communication and attention to detail.

Federal Benefits & Perks

✓Competitive Federal Salary
✓Potential for Telework eligibility
✓Structured Federal career progression
✓Public service mission with tangible community impact
✓Training and development opportunities

💡 How to Apply Loan Specialist (General) Job & Insider Tips

Application Steps for Loan Specialist (General) Job

Access the official USAJobs portal to initiate your profile and application.
Complete the mandatory occupational questionnaire to establish your initial rating.
Upload your resume, ensuring it contains specific hours worked and detailed experience dates.
Submit your application and documentation before the 11:59 PM ET deadline on the closing date.
Monitor your email for an invitation to complete the mandatory USA Hire competency-based assessments within 48 hours.
Verify the status of your application through your USAJobs account dashboard.

💡 General Tips

Keep your resume concise; it must not exceed two pages.
Be specific about your specialized experience—don't make the hiring team guess your responsibilities.
Ensure your transcripts are legible and available for upload.
Set aside at least three hours for the USA Hire assessment process to ensure you aren't rushed.
Always double-check that your documents are actually linked to your application in the system before clicking submit.

Frequently Asked Questions

Is this a full-time position?

This role works on an 'as-needed' basis. While you are generally in a non-pay status until activated, workload increases during disaster activity may result in a change to a full-time schedule.

What is the travel expectation?

You may be required to travel to disaster sites with little notice, potentially encountering primitive living or working conditions. Travel expenses are reimbursed according to federal regulations.

What if I have foreign education?

*A: You must provide a Certificate of Foreign Equivalency to receive credit.*

Is overtime required?

*A: Yes, substantial compensated overtime (up to 7 days a week) may be required during peak disaster activity.*

Job from Small Business Administration

The U.S. Small Business Administration (SBA) serves as the primary federal advocate for small businesses. Whether helping entrepreneurs start their journey or aiding communities after a catastrophic event, the SBA provides the capital and expertise necessary for success. By joining the Processing and Disbursement Center (PDC), you become part of an organization dedicated to driving economic growth and community recovery.