Launch Your Career: Loan Analyst with the USDA Farm Service Agency

Are you looking for a career that combines analytical rigor with a mission of public service? The Farm Service Agency (FSA), part of the U.S. Department of Agriculture (USDA), is currently seeking a dedicated Loan Analyst to work in Wharton, Texas. This position is a fantastic opportunity to work in a stable, professional environment while directly contributing to the well-being of the American agricultural sector.

Job Responsibilities

As a Loan Analyst, your daily contributions will impact the operations of local agricultural producers. Your primary responsibilities include:

Providing Technical Guidance: Helping customers navigate complex loan-making processes.
Loan Lifecycle Management: Assisting with loan closings, disbursements, and monitoring.
Analytical Reporting: Identifying potential problems, evaluating financial data, and recommending solutions.
Correspondence: Maintaining records and disseminating information regarding loan policies and statuses.

Requirements

To be eligible for this position, applicants must meet specific requirements, including:

U.S. Citizenship: Required for all federal appointments.
Selective Service: Compliance for males born after 1959.
Background Check: Successful adjudication of a suitability and fitness check.
Resume Limits: You must submit a resume that does not exceed two pages.

Comparison: Experience vs. Education for Entry

Qualification Level	Experience Requirement	Education Requirement
GS-05	1 year at GS-04 level	Bachelor's Degree (Any field)
GS-07	1 year at GS-05 level	1 year of graduate study in relevant field
GS-09	1 year at GS-07 level	Master's degree or 2 years grad study

Salary Overview

This position offers a robust compensation package with an annual salary range of $46,979 to $92,541. This range reflects the potential growth within the GS-5 to GS-9 grade structure.

Benefits of Federal Employment

Working for the USDA provides a competitive array of benefits that go far beyond a paycheck:

Work-Life Balance: Generous annual leave and sick leave accrual.
Insurance: Affordable, high-quality health, dental, and vision plans.
Retirement: Access to the Federal Employees Retirement System (FERS) and the Thrift Savings Plan (TSP).
Flexibility: Telework options and flexible schedules.

Application Tips

Respect the Resume Length: Keep your resume to exactly two pages or less. Submissions exceeding this limit are automatically rejected.
Assessment Window: Do not ignore the USA Hire assessment links sent via email. They are mandatory and have strict deadlines.
Clarity is Key: If using education to qualify, ensure your transcript details course titles and credits clearly.

The role of a Loan Analyst at the FSA is more than just a job; it is a chance to play a tangible role in supporting the American farm economy. With a clear career path, excellent benefits, and a stable work environment, this position is ideal for motivated individuals ready to take the next step in their federal career. Be sure to submit your application package before the July 29, 2026, deadline.

Why This Loan Analyst Job Matters

Launch a meaningful career supporting the backbone of the American economy—our agricultural producers—with the USDA Farm Service Agency.

Loan Analyst Job Overview

The USDA Farm Service Agency (FSA) is seeking a motivated Loan Analyst to join their team in Wharton, Texas. This role is essential to the agency’s mission, providing critical administrative and technical support to Farm Loan Managers and Officers. You will play a pivotal role in the lifecycle of agricultural loans, including processing, disbursement, monitoring, and servicing. If you are passionate about agricultural finance and community development, this role offers a stable federal career path with excellent professional growth opportunities.

Requirements for Loan Analyst

Must be a U.S. Citizen or National.
Males born after 12/31/1959 must be registered with the Selective Service.
Must undergo a satisfactory background investigation and/or fingerprint check.
One-year probationary period required.
Direct deposit of salary is mandatory.
Must successfully pass an E-Verify employment check.
Resume must not exceed two pages.

Preferred Qualifications for Loan Analyst

Experience in financial analysis, credit risk assessment, or loan servicing.
Proficiency in analyzing complex data and identifying effective solutions.
Graduate-level education in finance, business administration, economics, or agriculture.
Strong interpersonal skills and experience in a customer-facing or advisory role.

Federal Benefits & Perks

✓Generous paid vacation and sick leave.
✓Paid federal holidays.
✓Comprehensive health, dental, vision, and life insurance plans.
✓Participation in the federal retirement system.
✓Supplemental savings and investment plans.
✓Flexible work schedules and telework options.
✓Flexible spending accounts and long-term care insurance.

💡 How to Apply Loan Analyst Job & Insider Tips

Application Steps for Loan Analyst Job

Prepare your two-page resume highlighting relevant experience.
Access the official USAJobs portal to view the full announcement.
Complete the required online questionnaires and USA Hire assessments.
Upload all necessary documentation, including transcripts if applying via education.
Review and submit your application before the closing date of July 29, 2026.
Monitor your status via the USAJobs application dashboard.

💡 General Tips

Adhere strictly to the two-page resume limit; exceeding this will disqualify your application.
Complete the USA Hire assessments as soon as possible after submission; they close 48 hours after the job posting expires.
Ensure your transcript clearly identifies course numbers and credits if using education to qualify.
Use your USAJobs dashboard to track the status of your application and assessment completion.

Frequently Asked Questions

Is this position eligible for telework?

Yes, this position is eligible for telework, subject to agency policy.

Do I need a degree to apply?

No, a degree is not strictly required, as you may qualify through a combination of education and specialized work experience.

Can I submit an unofficial transcript?

Yes, you may submit an unofficial copy of your transcript during the initial application phase. Official transcripts will be required only if you are selected for the position.

What if my education is from a foreign university?

You must provide a Certificate of Foreign Equivalency from an accredited body recognized by the U.S. Department of Education.

Can I apply for the position remotely?

This position is located in Wharton, Texas. While telework is eligible, the position is not designated as a fully remote role.

Job from Farm Service Agency

The Farm Service Agency (FSA) is a critical component of the USDA, tasked with helping farmers and ranchers secure the credit they need to manage their operations. The agency is committed to a diverse, inclusive culture that emphasizes work-life balance and career development. Working at the FSA means you are part of a national effort to ensure the success of agricultural producers who feed the nation.